1. Introduction

Welcome to Payvora P2P.

These Terms & Conditions ("Terms", "Terms and Conditions") govern your access to and use of the Payvora P2P website, Partner Panel, and related services operated by Payvora P2P ("Payvora", "we", "our", or "us").

By accessing the website, registering an account, obtaining Partner Panel access, or using any Payvora service, you agree to these Terms.

If you do not agree with these Terms, please do not use the website or services.

2. Eligibility

You must be legally permitted to use the applicable services under the laws and regulations applicable to you.

By registering with Payvora, you confirm that:

• The information provided by you is accurate and complete.
• You are responsible for maintaining the accuracy of your account information.
• You will use the platform only for lawful purposes.
• You will comply with applicable laws and regulations.

Payvora may restrict or terminate access where it reasonably believes that an account is being used in violation of these Terms or applicable law.

3. Account Registration

To access certain Payvora services, you may be required to create an account.

You may be required to provide:

• Email address
• Mobile number
• Agent ID
• Login password
• Transaction PIN
• Two-factor authentication details

You are responsible for keeping your login credentials and authentication information secure.

You must not share your password, transaction PIN, OTP, or authentication codes with any other person.

You are responsible for all activity conducted through your account unless you promptly report unauthorized access to Payvora.

4. Partner Panel Access

Partner Panel access is provided according to Payvora's applicable onboarding process.

Panel access may require:

• Completion of the required registration process
• Payment of the applicable confirmation requirement
• Submission of required account/payment information
• Completion of applicable verification requirements
• Security deposit, where applicable

Payvora may refuse, suspend, or restrict panel access where required for security, operational, legal, or compliance reasons.

5. Confirmation Requirement

Where applicable, a one-time 200 USDT confirmation balance may be required before Partner Panel access is issued.

This amount is a confirmation requirement for genuine traders. It is not charged as a separate setup or account-creation fee retained solely as a service charge. Once panel access is issued, the 200 USDT balance is available in your panel wallet.

Users must follow the payment instructions provided through official Payvora communication channels.

Users should not send payments to unofficial addresses, accounts, wallets, or individuals claiming to represent Payvora.

6. Security Deposit

Where applicable, a 2,000 USDT security deposit may be required to activate a Partner Panel and access the applicable working limit.

The security deposit is separate from the one-time 200 USDT confirmation requirement.

Applicable limits, transaction capacity, and operating conditions may vary depending on the account, available liquidity, operational requirements, and Payvora's applicable policies.

Payvora may change applicable limits or requirements where reasonably necessary.

7. Payin and Payout Operations

The Partner Panel may provide Payin and Payout transaction functionality.

Users are responsible for following the instructions displayed within the Partner Panel when processing transactions.

Where the system provides automated transaction verification and status updates, users should follow the platform's workflow and should not attempt to bypass or manipulate the automated process.

Users must not:

• Submit false transaction information
• Manipulate transaction records
• Attempt unauthorized transactions
• Use another person's account without authorization
• Attempt to bypass platform security
• Interfere with automated verification systems

8. Bank Accounts and UPI IDs

Users may be required to add verified bank accounts and UPI IDs for applicable payment operations.

Users are responsible for ensuring that the payment accounts they add:

• Belong to them or are authorized for their use
• Are valid and active
• Are entered correctly
• Comply with applicable banking and payment rules

Users must not add payment accounts belonging to another person without proper authorization.

Payvora may restrict payment methods that fail verification or create security or operational concerns.

9. Transaction Processing

Transaction processing times may vary depending on transaction volume, payment networks, banking systems, technical conditions, verification processes, and other factors outside Payvora's direct control.

Transaction status displayed in the Partner Panel should be treated as the primary operational reference.

Users must not assume that a transaction is completed until the applicable status is confirmed through the platform.

10. Automated Verification

Payvora may use automated systems to detect, process, verify, and update transaction information.

Automated systems are designed to reduce manual processing and improve operational efficiency.

Users must not attempt to manipulate, interfere with, or bypass automated verification or transaction systems.

Payvora may review transactions where unusual activity, technical issues, disputes, security concerns, or other operational issues are identified.

11. Transaction Disputes

If a transaction dispute occurs, users should immediately contact the official Payvora support team through the available official support channels.

Users may be required to provide relevant transaction information to assist with investigation, including:

• Transaction ID
• Payment reference
• Transaction amount
• Relevant screenshots or records
• Other information reasonably required to investigate the issue

Payvora may review transaction records and available information before determining the appropriate resolution.

12. Fees and Commissions

Applicable fees, commissions, limits, and partner earnings are determined according to the current Payvora partner structure.

Any commission or earning figures communicated by Payvora may be subject to applicable conditions, transaction volume, eligibility, and operational requirements.

Past or illustrative earning examples should not be interpreted as guaranteed income.

Payvora does not guarantee any specific level of transaction volume or earnings.

13. Prohibited Activities

Users must not use Payvora for:

• Illegal activities
• Fraud or scams
• Money laundering
• Terrorist financing
• Unauthorized financial activity
• Stolen funds
• Unauthorized use of another person's payment account
• False or misleading transactions
• Circumventing applicable laws or regulations
• Attempts to manipulate or exploit the platform
• Any activity prohibited by applicable law

Payvora may suspend or terminate accounts involved in prohibited or suspicious activity.

14. Account Suspension and Termination

Payvora may suspend, restrict, or terminate an account or Partner Panel where reasonably necessary, including where:

• These Terms are violated
• Suspicious activity is detected
• Security concerns arise
• False information is provided
• Unauthorized activity is identified
• Applicable legal requirements require action
• The account creates operational or security risks

Where appropriate, Payvora may request additional information before restoring access.

15. Security and Responsible Use

Users must take reasonable steps to protect their account.

You should:

• Use a strong and unique password
• Keep your transaction PIN confidential
• Enable two-factor authentication
• Never share OTPs or authentication codes
• Use only official Payvora communication channels
• Verify payment instructions before making a payment
• Report suspicious activity immediately

Payvora will not be responsible for losses resulting from users voluntarily sharing their credentials or authentication information.

16. Official Communication Channels

Users should communicate with Payvora only through official communication channels published on the Payvora website or Partner Panel.

Official Telegram Support:

@Payvoraofficial

Users should be cautious of individuals or accounts impersonating Payvora representatives.

Payvora is not responsible for payments made to unofficial individuals, wallets, accounts, or communication channels.

17. Third-Party Services

The Payvora platform may interact with third-party services such as banking, payment, hosting, authentication, communication, or infrastructure providers.

Third-party services operate under their own terms and policies.

Payvora is not responsible for interruptions, failures, delays, or changes caused by third-party services outside Payvora's reasonable control.

18. Website Availability

Payvora aims to keep the website and Partner Panel available and operational.

However, temporary interruptions may occur due to:

• Maintenance
• Technical issues
• Server problems
• Network interruptions
• Banking or payment network issues
• Security measures
• Third-party service failures
• Events outside reasonable control

Payvora does not guarantee uninterrupted or error-free availability at all times.

19. Intellectual Property

All website content, branding, logos, graphics, text, software, design elements, and other materials provided by Payvora are protected by applicable intellectual property laws unless otherwise stated.

You may not copy, reproduce, modify, distribute, sell, or commercially exploit Payvora's intellectual property without prior authorization.

20. User Responsibilities

You are responsible for:

• Providing accurate information
• Maintaining account security
• Following payment instructions
• Using only authorized payment accounts
• Complying with applicable laws
• Monitoring your account activity
• Reporting unauthorized transactions or suspicious activity promptly
• Following Payvora's operational instructions

21. Limitation of Liability

To the extent permitted by applicable law, Payvora will not be responsible for losses resulting from circumstances outside its reasonable control, including third-party banking failures, payment network interruptions, internet failures, unauthorized access caused by compromised user credentials, or other external technical issues.

Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is prohibited by applicable law.

22. No Guarantee of Earnings

Payvora does not guarantee any specific income, transaction volume, profit, commission, or financial return.

Any examples of transaction volume or potential earnings provided by Payvora are illustrative and depend on factors including order availability, user activity, applicable commission rates, operational capacity, and other conditions.

23. Changes to These Terms

Payvora may update these Terms from time to time to reflect changes to the platform, services, security practices, operational requirements, or applicable legal requirements.

Updated Terms will be published on the website with a revised "Last Updated" date.

Users are encouraged to review these Terms periodically.

24. Governing Law

These Terms shall be interpreted and governed by the applicable laws and legal requirements relevant to the Payvora entity providing the services.

Any dispute will be subject to the jurisdiction and dispute-resolution requirements applicable to that entity and the relevant transaction.

25. Contact Us

For questions, support, or assistance regarding these Terms, please contact Payvora through the official channels.

Website

https://payvorap2p.com/

Official Telegram Support

@Payvoraofficial